If you're self-employed and a bank told you that you don't qualify. they're wrong.
They're just telling you that *they* can't do the loan.
The problem: Your CPA minimizes your taxable income (that's their job). So on paper, you look like you make $50K when you're actually depositing $15K/month.
The solution:
These are non-QM products, so rates are slightly higher (0.5-1% above conventional). But they get you approved when banks can't.
I work with self-employed borrowers every week. It's one of my specialties. If you've been told no, get a second opinion.
(805) 801-1380 | ryanptm.com