Let's Talk
Free consultation. No commitment. Real answers.
(805) 801-1380
Call or text anytime
ryan@pactm.com
Same business day response
Apply Online
Secure application, takes ~15 min
Ryan Van Til
Mortgage Advisor · NMLS #2732776
Pacific Trust Mortgage
San Diego, CA · Serving all of California
Mon-Fri 8am-6pm · Weekends by appt
Send a Message
I'll get back to you within a few hours.
Common Questions
Quick answers before you reach out.
How quickly can I get pre-approved?
Usually within 24 hours. If you have your documents ready, sometimes same day.
Do you charge for a consultation?
No. Free, no commitment. Call or email anytime and I'll give you a straight answer.
What areas do you serve?
Los Angeles, San Luis Obispo and San Diego are where I work most, and I am licensed across all of California. Southern California to the Central Coast and everywhere in between, so if your property is elsewhere in the state the answer is still yes.
What loan types do you offer?
Conventional, FHA, VA, Jumbo, DSCR, Bank Statement, HELOC, and more. I work with over 50 lenders to find the right fit.
What do I need to get started?
Just a conversation. I'll tell you exactly what documents to gather based on your situation.
Ready to get started?
Apply online or call me directly. Either way, you'll hear back fast.