If you served, you have access to the best mortgage product that exists. Most vets don't use it because someone gave them bad information.
What VA loans offer:
0% down paymentNo PMI (saves $200-400/month vs. conventional)Lower rates than any other programSeller can pay your closing costsYou can use it more than once
Common myths I hear:
"VA loans take too long". Not true. Same timeline as conventional."Sellers don't accept VA offers". In a balanced market like today's, they do."You can only use it once". You can reuse your VA benefit after selling or paying off the previous VA loan.
San Diego has a massive military community. I do VA loans regularly and know the process inside and out.
If you served and haven't looked into this, you're leaving money on the table.
(805) 801-1380 | ryanptm.com
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